M'zida zazachuma zaku UK, zowonetsera zimakulitsa chitetezo ndi luso la ogwiritsa ntchito pothandizira kupanga OTP, kutsimikizira zochitika (mwachitsanzo, kuchuluka kwa wolipidwa), komanso kasamalidwe ka satifiketi ya digito kuti apewe kuwukira ndi kusokoneza kwa MITM. Amapereka chitsogozo chogwirira ntchito (mwachitsanzo, PIN) ndikuthandizira MFA (mwachitsanzo, chala + OTP). Zomwe zikuchitika m'tsogolomu zikuphatikiza kulumikizana kwanzeru (zojambula, ma biometric, QR code banking) ndikuyika chitetezo ndi mtengo.